CODE OF ETHICS International Association of Registered Financial Consultants The IARFC joins other recognized professions in requiring its members to provide professional services in accordance with a Code of Ethics. I will at all times put my client’s interest above my own. I will maintain proficiency in my work through continuing education. I will abide by both the spirit and the letter of the laws and regulations applicable to financial planning services. When fee-based services are involved, I will charge a fair and reasonable fee based on the amount of time and skill required. I will give my clients the same service I would give myself in the same circumstances.